Simple Road travel tips you don’t Know

During festive periods like Christmas and Eid-el-Kabir, at least 30% of the Nigerian population (mostly the Igbo ethnic group) tend to travel from Lagos to their hometown to spend the celebrate with their extended family and enjoy the festivities.

But most of these people do not know how to prepare for this journey. They only know it’s going to be a long and hectic trip, to these travelers, they are pre-planned to have an uncomfortable and stressful journey as they conform themselves to a vehicle while traveling for long hour journeys.

What would you do if I told you there are ways that you can make that road trip comfortable, safe and memorable?

Road travel might be stressful for you because you haven’t taken proper measures to make it as comfortable as possible.

In this article, I’ll be giving you 6 simple road travel tips that you should know. These tips would help you before you embark on any trip or journey which will take long periods of time.

  1. Travel Early

When traveling long distance distances like Lagos to Abuja, Benin to Kaduna or from one major city to another is advisable that you wake up as early as 4 a.m. and get live for the road on or before 6 a.m.

This gives you an upper hand over traffic conjunctions which can be a major setback to your journey. Traveling early ensures that you avoid both major and minor traffic jams which can obstruct or possibly stop the journey.

Traffic gridlock doesn’t only spoil the trip, it makes you take bad decision or risks such as overtaking a big vehicle such as trailers, tankers which is dangerous. This is why you must plan your travel on time to ensure that you get a fast and safe trip to your destination.

READ ALSO: 10 Simple Steps To Save Fuel And Money For Your Car Budget

  1. Keep the vehicle as clean as possible

This is one of the simplest travel tips which you should also know. If you’re going to be in that vehicle for more than 5 hours and if the car is dirty, that trip is going to be very uncomfortable and dangerous (switching gear blindly).

So, you should keep the car as neat as you possibly can. All unneeded materials/items should be moved to the boot/trunk, all distractions in the car should be dealt with and ensure a free flow of air and proper ventilation.

  1. Take a Timeout

When you are embarking on a long trip it is advisable you take a break every 3 hours. These breaks ensure that you replenish your strength and it enables you to stay focused on the road. While taking a timeout and breaks while driving, you can do some exercises.

This will help to make you stretch your body, release the tension in your nerves and rest your eyes and hands. You can take a quick stop in petrol filling stations, restaurants, service lanes and recreational centers.

RECOMMENDED: Top 10 Tips To Keep Your Car Engine in Shape

  1. Prep your car

Also, ensure that your car is in the best working condition. Check your car brakes, headlamps, windscreen conditions, spare parts and equipment, documents etc make sure that they are all in order. Also, you should run a quick car maintenance check and go to the mechanic for quick service. So, your car doesn’t give you an embarrassing breakdown on the way.

  1. Prep yourself

Make sure you have everything in order, pack extra clothes, your meals, and provision, extra cash etc. Everything should be ready for the worst case scenario.

Once you’ve done all 5 of these, you are all set for a simple and comfortable road trip which will get you to your destination smoothly.

Over To You

Fianlly, now that you have read on the simple road travel tips which you have no knowledge about, you are expected to follow the guidelines written in this article and practice them. Implementation of safety and road travel tips guarantees you a favorable travel experience.

Road safety tips to Avoid accident while driving

Being involved in a traffic accident is a horrible experience which no driver will want to have. Even if you were lucky enough to escape death, you might not escape being injured in any car accident. Over 70% of road accidents are caused by human errors and therefore could have been avoided. This research has shown it that there are many bad drivers who are terrible at driving, yet, they still drive cars and contribute to road accidents.

Hearing that over 70% of road accidents can be avoided is a sound of hope for car drivers and road users. Here are the four road safety tips which will lessen and avoid road accidents when driving.

  1. Stay Calm and Stay Focus

This is the most recommended road safety tip. Staying calm at all times is a fantastic way to improve how safely you drive. Strong Emotions is seriously detrimental to our driving, causing us to lose focus, take our hands off the steering wheel, or not look where we’re driving.

Even if it seems difficult to you,  do not panic when driving. Rather ensure that you stay focused all the time is the best way to avoid collisions. It’s perfectly ok to get tense from time to time but you should know that these emotions cloud your judgment.

In order to combat this problem, here are some of these tips you must follow:

– The best thing to do is to get rid of all distractions while driving. Even using gadgets which seem helpful, such as music players, GPS, hands-free devices etc cause us to divert our attention.

– Don’t show your irritation even when really angry with other road users and drivers.

– Avoid driving when you’re upset or tense or drunk.

– Do not confront other road users and drivers.

  1. Keep Your Vehicle In a Good Condition

A faulty brake is a disaster just waiting to happen. Keeping your car healthy and well-maintained is another amazing way to reduce your risk of having an accident. You just have to check your car engine, oil, water, electrics, tires, and engine once or twice a month in order to ensure your car is in top-notch condition. Give your car the attention it deserves when needed.

Perform weekly checks and maintenance to ensure that your car performance is precise.

  1. Make Spaces when driving

Leaving a few paces between your car and other vehicles on the road is essential. It is also one of the most important considerations when driving. Ensure that there is enough distance between your vehicle and those around you and if the road is tight, try not to go close to other cars on the road; you can give reasonable gaps and distances within your car to other cars. Those spaces are the difference between an accident and safe stopping.

Keeping a safe distance between your car and other vehicles also helps you to get the big picture and see the road ahead more clearly. Keeping a considerable amount of distance from other cars on the road will help to prevent collision and keep your car in a good shape.

  1. Traffic Signals

Traffic signals such as slow down, speed bump ahead, zebra crossing, children crossing, traffic light, speed limit etc were all kept in place to prevent traffic conjunction & accidents.

Obeying the instructions on these traffic signals is one of the best ways to prevent an accident and ensure a free flow of traffic. Adhering to traffic signals is one of the best ways to prevent an accident while driving.

These tips outlined will help to reduce and minimize road accidents if properly followed. You should ensure that you remain vigilant and observant while driving because your responsiveness can help you to prevent an accident.

Most economical cars to buy in 2019

It is important for vehicle owners to place consideration on the petrol, diesel or fuel economy of their car. A decent economic car should be able to preserve and keep the petrol and diesel of the car to a very large extent.

The fact remains that a modern diesel engine tank is perfect for long distance journeys and it would make a perfect sense since it has the capacity to cover a lot of miles and still economize and preserve the diesel economy of the vehicle.

One of the major factors to consider when choosing a new car is to consider the car’s economy figures (which should tell you how far the vehicle can cover on a gallon of diesel or petrol).In no particular order, we present to you the top economical cars to buy in 2019.

Most economical cars to buy in 2019

Toyota Prius Hatchback

Whenever you think of a hybrid car, the first thought that could possibly pop into your head would be the Toyota Prius. This is because the Toyota Prius is the world’s first mass-produced hybrid car which comes with a large boot.

Popular automobile company, Toyota claims that 94.1mpg is possible with this car which has CO2 emissions of just 70g/km.

RECOMMENDED: Cheapest Places to buy cars in Nigeria

Toyota Yaris Hybrid: 85.6mpg

The Toyota Yaris Hybrid is an ideal car which offers an impressive outlook of real-world driving conditions. As quoted by Toyota, the Yaris Hybrid offers an excellent 85.6mpg on a combined cycle and it also makes use of the World Harmonised Light Vehicle Test Procedure (WLTP).

Volkswagen Polo Hatchback

The latest Volkswagen Polo car is a car far above class. The top-notch car is packed with some good features which distinguish it from other cars. The 1.6-liter diesel is very frugal for its owners as it helps them to stay economical in their use of diesel.

Also, the maximum speed of the Volkswagen Polo hatchback is maximum speed is 109mph; it offers an impressive unit of 76mpg and its CO2 emissions which is placed at 97g/km is very low.

READ MORE: Best Car Insurance With Low Rates In Nigeria

Ford Fiesta Hatchback

The Ford Fiesta car is an ideal vehicle not for every Ford car enthusiast, but to every other person whose eyes are constantly fixed on the bills. It’s 84bhp 1.5-liter diesel is able to retain a fuel economy volume of 88.3mpg.

It is not just the diesel or fuel economy that makes the car economical, rather, the 1.0-liter EcoBoost petrol engine costs less than £1,000 to buy in the auto market. This car is one of the most entertaining cars to ride, the current model is an upgraded version of the previous one.

Peugeot 308 1.5 BlueHDi: 80.7mpg

Last year, Peugeot introduced a new Euro 6.2 1.5-liter diesel engine as a replacement to the old Euro 6 1.6-liter unit in the 308 hatchbacks. The current version promises to deliver up to 80.7mpg when it is riding on 15- or 16-inch alloy wheels.

Mercedes-Benz A 180d: 80.7mpg

The Mercedes-Benz A 180d: 80.7mpg is an improved A-Class vehicle. The newly launched car is the best option for the company and car drivers who are hoping to increase the fuel economy of their vehicles. When mated to a 6-speed manual gearbox, the entry-level SE could deliver as much as 80.7mpg, with CO2 emissions of 89g/km.

New Ford Focus 1.5 EcoBlue: 80.7mpg

The Ford Motor Company promises more space, luxury, and comfort for its newly made cars. The newly released New Ford Focus 1.5 EcoBlue: 80.7mpg was launched into the automobile market in September 2018. An all-new Ford Focus was dispatched for sale in August while the first deliveries expected in September. Hypermilers would enjoy this vehicle because of the 1.5-liter EcoBlue diesel engine.

BMW 3 Series saloon (2011-2018)

The BMW 3 Series saloon (2011-2018) is a compactable executive saloon car which has fantastic fuel economy levels.  As claimed by BMW, this car is able to go up to 67.3mpg and car drivers will not be disappointed by its 190bhp power output or with its 0-62mph time of 7.5 seconds.

AUDI A4 ULTRA

The Audi A4 Ultra is completely frugal, classy, and comfortable for all car drivers. Some of the great features of this vehicle include the Audi’s “Virtual Cockpit” display, Apple CarPlay and Andriod Auto. The Audi’s Virtual Cockpit display comes with a form of digital display which replaces the gauge cluster and puts more information within the sight of the driver. This car has a market price of $36,000 and it retains a mile per gallon of 31 mpg.

Chevrolet Colorado Duramax

The Chevrolet Colorado Duramax is a mid-sized pickup truck which comes with a great fuel economy. Having been tipped by auto experts as the best truck with a great fuel mileage; this car offers two gasoline options. The great news for tech-savvy is that it has an in-built Wi-Fi hotspot that allows you to connect to the internet. The Chevrolet Colorado Duramax is worth $36,000.

Common car problems and possible solutions

Automobile vehicles are assets which are prone to depreciation, hence, cars develop problems and faults as it is used by the car owner. It would be a sad take for a car owner to watch his vehicle develop faults & problems and ignore it instead of finding solutions to the problem. Car damage tends to be progressive, which means that taking care of the minor, small & low-cost repairs now can save you thousands of money in the future.

Besides, an important part of making sure you and your family stay safe on the highway is to ensure that your car in a good condition. You would be putting yourself and your car occupants in a grave risk if you should ride a faulty car frequently on busy roads. These are the common car problems which car drivers face and possible solutions to solve them.

  1. Flat Tires

Flat tires is one of the most common car troubles faced by car owners. A flat tire simple means no movement. A tire can easily go flat when it is punctured by a sharp object, leaks have a damaged valve stem or even over pumped car tire.

So how do I fix a flat tire?

  1. You can rotate your car tires and replace the flat tire with your spare tires usually behind an on or under the car
  2. You can look for the leaky part, patch it with a spare rubber sheet, then inflate the tire.

 

  1. Cracked Windshield

The windshield is another major problem that can affect your car if not only make driving dangerous but makes your car looks unattractive and can’t properly shield you from incoming objects.

A cracked or broken windshield is usually caused by hazardous conditions such as debris, falling objects, sunlight and harsh temperatures.

The only possible solution for a cracked windscreen is to take it to a professional that will determine the damage and replace the windscreen. The sooner you deal with a cracked windscreen the safe you are when driving.

  1. Worn Brake Pad

This is another car trouble usually caused by overlapping friction and improper brake function.

In order to fix this kind of wear, you’ll have to replace the brake pads and hardware such as abutment and anti-rattle clips, also service the caliper guide pins and slides.

  1. Brake Failure

This is another common car problems that you should watch out for. Brake failures can kill and cause casualties, this is why you must know what to do when your car brake fails and do the right thing to keep it back in shape. A lot of factors can lead to brake failures such as overheating, rotors, brake fluid leakage, rust and faulty hose, brake fade, moisture etc.

Proper brake repair and maintenance will help save you alto of trouble down the road. It’ll also save you money and save your life.

  1. Engine Failure

This is also another common car trouble and one of the most expensive to fix. A car develops engine failure when it’s overheating, not properly lubricated, detonation, bad fuel, poor ignition timing, spark plug gaps and elevated engine operating temperature. These symptoms lead to a lack of power, slow acceleration, odd smell, smoke emitting from the engine and poor fuel economy.

For a more accurate result, you best take it to a trusted auto repair/car mechanic. Keeping your car engine in shape can guarantee you a good driving experience.

  1. Dead Battery

This mechanism is caused by the 12-V flooded lead-acid car battery, thereby preventing the car from starting up when you press start or turn the ignition key.

Car batteries tend to last for several years depending on how they are used. But if your battery dies on you, you can switch to your spare, perform a jumpstart, use a booster pack or recharge it.

Just keep in mind that these are just some of the most frequent problems that occur in newer cars. Car maintenance is essential for the smooth running of your vehicle, ensure that you always check your cars for faults and problems. If you have had other problems with your car and it wasn’t listed here, you can drop a comment and we would reply to you and give you tips on how to solve them.

List of Best Online Websites To Buy New & Used Cars

Making a decision about where to buy your car may be one of the trickiest choices which you have ever made as a car owner. The new wave of internet technology has made it easier for people to purchase any car and vehicle online and have it sent to them at their front door.

If you are in need of the best online websites to shop for cars, this article would give you a concise list of the top websites for buying used or new cars on the internet.

Cheki.com.ng

www.cheki.com.ng is a leading car marketplace in Nigeria. Currently, the company has extended its branches to other African countries such as Uganda, Ghana, Kenya, Zambia, Zimbabwe, and Rwanda.

Although they do not sell cars directly to sellers, instead, they facilitated a platform which serves as a community for car dealers and car buyers to meet and negotiate over the purchase and sale of vehicles.

Having noticed the high rate of online scams, cheki introduced a flexible way of communication in which the buyer calls the seller and they negotiate rather than texting and chatting through email.

Facebook Marketplace

The Facebook Marketplace is quite new but is it fast growing as one of the most popular ways of buying and selling vehicles. All you need to get started in the Facebook marketplace is to have a Facebook account. If you do not have an existing Facebook account, you can create a new account.

The advantage of doing business in the Facebook Marketplace is you get to list your properties for sale for free. Another advantage is that potential and prospective buyers get to send you a message which appears in your Facebook inbox and you can review the timeline or profile of the buyer.

RELATED: Low Income Earners Should Know These Before Buying A Car

Autotrader.com

Autotrader is one of the commonest online websites to buy and sell your car. Prospective car buyers can filter and narrow down their search for vehicles to tags such as automatic doors, heated seats, fuel economy, car interior, and exterior.

Autotrader makes it easy to search for vehicles based on your requirements and specifications which you make in the search box. The downside of this online car trading platform is that it is not free for car dealers.

Every car seller on the Autotrader website has to make a small payment (fee) before he or she can trade his vehicles. Apart from that, the website has an easy to use interface which buyers love to get associated with.

Cars.com

Cars.com is one of the best websites for individuals, corporations, and companies to buy their car online. Their simple and easy-to-use interface makes it possible for people to search for any vehicle which matches their needs and specifications.

This platform made it easy for car dealers and car buyers to contact themselves online and negotiate over a vehicle.

eBay Motors

eBay is a veteran when it comes to buying cars and vehicles online. On their car website category which is at https://www.ebay.com/motors, you get access to view the buyer protection and the rating review of the seller. eBay gives you the chance to make a nationwide and local search for vehicles.

Craiglist

Although this website is not one of the best online car buying websites but still, it remains an ideal website to search for used vehicles. You can make use of Craiglist to search for vehicles and filter the results around your pricing and location.

The only downside faced by car buyers is that you would have to transact and deal with a private seller. You are advised to always protect yourself and your cash by inspecting the car before making payment, else, you might fall for a scam.

RECOMMENDED: When Leasing A Car Is Preferable To Buying

Vroom

Lastly, Vroom is one of the best online trading platforms to get your vehicles. Vroom is loved by lots of car manufacturers because it escapes limitations and restrictions placed on the transaction and trade of used cars.

Once you buy a car from Vroom, they would handle the paperwork and you get your car delivered to your location in 48 hours (the time duration could change depending on the area or location where you reside).

Now that you have known the top online car buying sites to purchase your dream cars, you can choose any of the websites listed here to check for their latest offers. If you have been able to purchase a car on the internet, free to share your experience in the comments section of this post.

Top 10 Most Expensive Nigeria Celebrity Cars

Popular Nigerian actors, musicians, celebrities and entertainers are never scared to flaunt and show off their cars, houses, assets and private properties to their fans on social media. These top celebrities in Nigeria make money from film sales, music sales, royalties, show performances, tour and endorsement deals. It is obvious that almost all the top celebrities in Nigeria make millions of naira from their field of specialization and they spend it living a luxurious lifestyle.

The A-list musicians in Nigeria such as Wizkid, Don Jazzy, Davido, Peter Okoye and Paul Okoye (Psquare), D’banj, DJ Cuppy, Timaya, Genevieve Nnaji, Obafemi Martins, Jim Iyke, MI Abaga, Ice Prince Zamani, Tecno Miles, Phyno and many more have expensive car collection in their car garage.

In this article, you will find out about the expensive cars driven by your favorite celebrities as we reveal them to you.

  1. Don Jazzy

Don Jazzy is an iconic personality in the Nigerian entertainment sector. The CEO of Mavin Records is responsible for bringing up young musicians such as Korede Bello, D’banj, Kayswitch, D’Prince, Altims, Baby Fresh, Dr. Sid, Tiwa Savage, Poe, Di’Ja, Wande Cole, Reekado Banks etc. He is a music producer, a record label executive and one of the richest celebrities in Nigeria.

Despite being a billionaire, the mavin records boss doesn’t show off and brag about his lifestyle and he is a fun personality. Expensive cars among the fleet of cars in his garage such as a Gold Bentley Continental Flying ($185,000), Range Rover Sport ($60,000), Porsche Carrera and a Cadillac Escalade ($70,000).

READ ALSO: Hidden Features You Don’t Know About Your Car

  1. Davido

David Adeleke popularly known as Davido or OBO which means “Omo Baba Olowo” came from a rich background. Having boasted of having 30 billion in his bank account, the young musician is not scared to show off the luxurious car collection in his garage. He maintains an expensive lifestyle as he has a private jet, 2 baby mamas and a mansion in Atlanta, Georgia (USA).

Davido reportedly bought an expensive car worth N45m for his girlfriend, Chioma on the celebration her birthday. The singer has more than 6 cars, expensive cars among the fleets of cars include a BMW X5, Porsche Turbo (N22,000,000), Audi Q7 ($70,000), Mercedes Benz G-55 AMG ($155,000), a Chevrolet Camaro ($30.200)

  1. Wizkid

Owner and Chief Executive Officer of Starboy Entertainment, Ayodeji Ibrahim Balogun is another Nigerian celebrity who has a lot of cars in his disposal. Popularly known among Nigerians by his stage name, Wizkid lives an expensive lifestyle which he doesn’t conceal.

Wizkid made his breakthrough in the Nigerian music industry with his debut single, Holla at Your Boy which was released under Bank W led Empire Mates Entertainment (E.M.E) record label. Currently, Wizkid is enjoying a good run of international success and recognition after his record with Canadian rapper, Drake. The singer has gotten some expensive cars in his collection which includes a Bentley Continental (N45,000,000), Hyundai Sonata Deluxe ($95,000), BMW X6 (45,000) Porsche Panamera ($130,000).

  1. Flavour

Flavour is a popular musician in Nigeria who is known for blending his indigenous language (Igbo) in his highlife infused music. The musician flaunts almost everything around his life ranging from his dogs, his baby mamas, his beautiful children, and the luxurious cars in his garage.

ALSO READ: 10 Cheapest 2018 Cars With Great Features

The singer is a proud ambassador of the Star Lager Beer and Globacom telecommunication company of Nigeria. Expensive cars under his garage include; Mercedez Benz G-Wagon (N25,000,000), Land Rover, BMW X6 (priced at N30M or $150,800) and so many other cars.

  1. Kcee

Ever since he dropped his hit song, “Limpopo” and “Pull Over”, Kcee have remained an A-list artiste in the Nigerian music industry. Despite being a brother to the popular billionaire, E-money, Kcee owns some expensive fleet of cars in his garage which includes Range Rover Sport (N18,000,000), Mercedes G-Wagon (N35,000,000), BMW X6 (N11,000,000), Bentley GT (N30,000,000), Escalade (N20,000,000).

  1. Peter Okoye

Peter Okoye is a member of the defunct music group known as Psquare. He is an influential celebrity in the entertainment field in Nigeria. Apart from being a singer, he is an amazing dancer and a businessman in the music business.

Peter Okoye owns a private jet and some landed properties such as the Squareville in Ikeja with his twin brother, Paul Okoye; he is also a lover of sports cars and automobiles. The talented singer has a super cool garage which boasts of a 2014 Bentley Continental GT, Mercedes G-Wagon and SUV’s.

  1. MI Abaga

Jude Abaga is the president and Chief Executive Officer of the Chocolate City Music Group. Jude MI Abaga is one of the top rappers in the Nigerian music industry as he is fondly addressed as “Africa Rapper Number One” and called by his stage name M.I which means Mr. Incredible. MI Abaga is responsible for bringing up the talents of some other artistes such as Jesse Jagz, Ice Prince Zamani, Brymo, DJ Lambo, DJ Caise, Milli, Dice Ailes, Koker, Djinee, Yung6ix, Ckay, Phenom etc.

MI Abaga makes his money from album sales, music royalties, show perfomances and endorsement deals with cognac drink, Martell and the Globacom Telecommunication Company of Nigeria. Apart from being an influential personality in the Nigerian entertainment field, the rapper is a proud owner of expensive cars such as a Range Rover, Mercedes G-Wagon ($150,800), Bentley (N36,000,000).

MUST READ: 10 Simple Steps To Save Fuel And Money For Your Car Budget

  1. Obafemi Martins

Obafemi Martins is a Nigerian footballer who has played in football clubs among Europe top leagues. Obagoal, as he is fondly called, is a billionaire who maintains an extravagant lifestyle which he is never scared to flaunt.

The Nigerian striker drives a Ferrari sports car, Lamborghini (N50,000,000), BMW X6 (N18,000,000), Porsche Gemballa (20,000,000) and a Mercedes-Benz which costs a whopping sum of N91,000,000.

  1. Timaya

The Egberipapa 1 of Bayelsa, Timaya is a top musician in Nigeria. Despite being a plantain seller due to his poor background, the reggae and Afropop artiste has swum his way into riches due to his talent and hard work. Timaya is a lover of cars and maintains an expensive car collection. He is a proud owner of Lexus SUV Jeep, Mercedes G-Wagon, Bentley Coupe and a Range Rover.

ALSO READ: What To Do When A Car Brake Fails

  1. Ice Prince Zamani

Panshack Henry Zamani known as Ice Prince Zamani hails from Jos in the Plateau State of Nigeria. Previously signed by Audu Maikori under the Chocolate City record label, he owns his own imprint known as Super Cool Cat. Ice Prince is one celebrity who is exclusive in everything he does.

Apart from living an expensive lifestyle, the rapper is one of the best dressed and handsome Nigerian celebrities. The award-winning musician is a proud owner of different models of cars, amongst the expensive in his garage include a Range Rover Sport ($65,000), Bentley GT Coupe ($180,000).

When Leasing A Car Is Preferable To Buying

In choosing either to lease a new car or rather just buy it, boils down to your priorities.While others prefer to have an emotional and personal connection with to the car others just think it’s more about the dollars and cents involved. So if you want to opt for a lease or just buy a car it is highly important to consider some key factors.

The general set back to leasing a car is that you don’t procure any equity in the car.

Take for instance:

You’re renting an apartment, you make your monthly payments but no ownership authority so when the lease expires it becomes invalid. Therefore, you can’t sell such a car after a few years to buy your next car.

However, there are instances whereby a lease is preferably better compared to buying a new car and which offers you an advantage. The benefits include:

REDUCED INITIAL PAYMENTS

If you find yourself majorly concerned with your monthly bill when you want a car, you need not to be worried as leases offer savings for short-term. Although you might happen to pay more interest, the initial or principal portion of your payment will always low, compared to a loan. As a result of this, those who offer for leases are always able to afford luxurious cars than they actually should be able to.

READ MORE: Low Income Earners Should Know These Before Buying A Car

FREE MAINTENANCE

A lot of car leasing companies offer you a warranty when you lease a car and this lease can last for at least 3 years or 36 months. So if you take out a 3-year lease almost all your repairs will be covered. Leasing arrangements always help you worry less about any unforeseen expenses.

NO WORRIES ABOUT RESALE

If you’re the kind of person who hates arguing then you need not to worry as a lease will surely help you return the car if over time it doesn’t fit your standard. The only thing you need to worry so little about is paying an end of lease fees. This fees will also cover for abnormal wear & tear and other faults on the vehicle.

READ ALSO: 10 Easy Steps In Buying A Car Insurance Package For Your Vehicle

CAR CHANGE

Most people like to feel a new ride after every few years and they can’t afford to keep buying a new car if they lose interest or tired of their present car. Leasing is the only way to go about it. When the period of the lease is up then you have the freedom to return it and get your new car.

MAXIMIZE TAX DEDUCTIONS

If you happen to be a businessman or woman who uses his or her car for business purposes you tend to be able to afford more tax write-offs than a loan.The reason being that the IRS will allow you to deduct your financing and depreciation costs which are part of your monthly payments. However, the amount you can write off may be limited if you’re leasing a very expensive car.

What is advisable is that if you like to change your car often please opt for a lease as it’ll make a lot of financial sense for you if and only if you know you’re not keeping it for a long term.

Self Driving Car: Is African Ready Yet?

Technology is taking a drastic turn and it’s evolving every day with genius ideas being brought into play. Imagine face-timing or chatting with your loved ones while your car takes control of the road making you worry less about the accident.

The companies responsible for bringing this technology into play have promised reduced traffic, reduced traffic jam and a whole lot more.

However, the big questions on everyone’s lips are how will this technology be accepted in Africa, also will it be worth it concerning the road network in Africa, among others on the list is the fear of rising in Unemployment in Africa. Although there is a long list of benefits of this autonomous cars as It is already been used In first World Nations like The United States of America especially in Silicon Valley, California, but these benefits will not be applicable to Africa probably in the next 25 to 30 years. So the big question on the lips is of people “Is Africa ready for self-driving cars ?”

Self Driving Car

3 REASONS WHY SELF DRIVING CARS IS A BAD OPTION FOR AFRICA NOW

Autonomous cars in Africa is really not looking promising, if we take into consideration the Electricity instability in Africa and also a fluctuating Economy, this will lead to a very disastrous outcome.

Below are reasons why self-driving cars are a bad option for Africa:

SELF DRIVING CARS COST TOO MUCH

The costs of infrastructure to maintain and support these vehicles are extremely high, the reason being that these cars require a technology that is highly advanced in order to maneuver themselves on the roads and these requires the use of dedicated specialized sensors, mapping systems, and data storage all of which come at a cost. The costs of these cars cannot be affordable even by the middle-class because the cost of owning a self-driving car is approximately $230,000.It will take years for this to be fully established in Africa

READ MORE: Low Income Earners Should Know These Before Buying A Car

RISE IN UNEMPLOYMENT RATE

The human skill requirement will gradually depreciate when it comes to driving a car because there will be no need for a steering wheel, brake pedal or an accelerator. This will pose a big threat especially for those who rely on a car as a means of income or livelihood. An estimate of 43.65%of Africans will lose their jobs if these cars are introduced, and as Africa already has a high unemployment rate this will cause a downfall in the economy and also a major crisis among citizens.

POOR ROAD NETWORK

Unlike most developed countries, countries in Africa falls either in “under-developed or developing countries”, and as an under-developed country most of its road network is really bad and this can confuse the autonomous vehicles as they need a visual-recognition software in order to navigate the roads. Also, they need a well-updated Traffic light that can communicate with the AI (Artificial Intelligence) of the self-driving cars. With the present economy and the level at which Africa has developed, it is highly impossible for self-driving cars to navigate roads in Africa because if we take a closer look to the road network in Africa they are very bad that even when manned the possibility of an accident is still high. Pot-holes and the type of road construction will confuse these Self-driving cars which will result in an accident or worse.

READ MORE: How To Secure Your Vehicle From Theft

To wrap it up Africa needs to proffer a suitable solution to the above-outlined problems in order to evolve when it comes to autonomous vehicles. It could take decades before it can fully be achieved but it is better for Africa to take out time to find an alternative to resolve the issue of unemployment amongst other factors in case it finally gets the capability to run autonomous vehicles without any detriments to both its economy and citizens.

Low Income Earners Should Know These Before Buying A Car

The very first thing to do before you buy a car is to reason if you really need a car at that period and ask yourself if you really can afford it with your present level of income. Remember, getting money to buy the car isn’t enough, think about other factors such as car registration, fueling, and maintenance expenses. Think about all these before you can finally decide to buy a car.

1.Cultivate money saving habit

You should try and save money for a period of time towards purchasing the car you can afford. At this point, you really need to exercise patience and commit to spending discipline.

2. Make a Budget

It is mandatory to know how much you are willing to spend on the purchase of your vehicle and draft a budget for it. It’s also important for you as a first-time buyer to find out what the regular market prices for vehicles are, in order to prepare you for a good negotiation.

  1. Find out about different brands

As a low-income earner, you definitely can not buy a brand new car, so It is very necessary for you to make inquiries about cars that have goof second-hand values, Some cars have while some don’t have. It is of utmost importance for you to search for reviews on the second-hand value of different cars to decide which brand would be best for you. Some cars are very rugged and have a life span which makes them very good for Nigerian roads brands like Toyota, Volkswagen, Mercedes Benz, and Peugeot. Inquire about the vehicle mileage

READ MORE: 6 Common Driving Position Mistakes Most Car Drivers Make Always

What is mileage? It is the number of miles traveled by a vehicle on a certain volume of fuel.

The mileage of a car says a lot about it. This is because it shows the level of use and lifespan of the vehicle. It exposes whether the car still has second-hand value or not, therefore, It is advised that first-time buyer of used bringing should avoid vehicles with a mileage of more than 160,000.

  1. Need for a co-signer: When you cannot afford a car with your low income and you need a loan to buy the car, you will be needing an individual to act as a guarantor for the loan. The guarantor, therefore, will be held responsible if you default your payment. Meanwhile, you may not need a guarantor if you have something to use collateral, but in case you don’t have, you get a guarantor.

5.Negotiate and make payment:

When you have been able to gather money enough to buy a car, check If the car looks good, enough to your taste. Then it’s time to talk about price, as a first-time buyer it is essential you go with an experienced person When negotiating a purchase to assist so that you will not be duped.

READ MORE: Best Car Insurance With Low Rates In Nigeria

In Conclusion

Do not be carried away by the brainwashing of the salesman, act like it is not your first time buying a car, bring all your negotiation skills to the table and cut the most favorable deal for yourself. Never you pay above the regular market price for any vehicle. Now it is time to pay, at this stage, you have to be extremely careful and vigilant. It is better than you make all transactions through the bank to avoid been scammed.

Check that the car has the following features:

✖Antilock brake system (ABS)

✖Electronic stability control (ESC)✖Head-protecting side airbags:

✖Backup camera

Hidden Features You Don’t Know About Your Car

Buying and owning a car is not enough, you as a car owner is expected to know the special feature(s) that the manufacturer has hidden from you. Below are a few of the hidden features you don’t know about your car.

1.CRUISE CONTROL

Although this particular feature does not come in EVERY car most of the cars do have this as an option. Check the areas around your steering wheel for your cruise control buttons. Cruise control stabilizes your car on one speed so that those cars coming behind you don’t have to speed up and slow down when your foot cannot keep the gas pedal in the same place for a duration of more than two seconds.

  1. BRAKES

This very feature comes in every car but the question is does every car user know how to use it. Poor use of the brakes is due to either misinformation or. The proper way to use your breaks is a slow and steady stop.

While you may think that you are supposed to places your feet on the break as suddenly as possible and check how sharp your break is when a car is directly in front of you. This this is not the correct method for break usage. Don’t suddenly take a break, it may affect you someday as cars have their ways of disappointing the user.

READ MORE: How To Be A Profitable Car Dealer In 2019

  1. TRAFFIC LIGHT COUNTDOWN TIMER.

Have you ever wondered how long it’s gonna take for the traffic light to let you GO?  Audi’s got a solution for you. But this special feature doesn’t sound like the best idea. If you know how long you have until the light turns green, you might get carried away by something that’s not worth it especially with your phone. Either way, Audi’s Traffic Light Information technology is a thing and it is going to be offered in selected cities.

  1. FOOT MASSAGER.

This hidden feature isn’t new, it has been offered for decades. Foot massagers qualify as an eccentric automotive innovation. This special feature can only be seen in the long-wheelbase Audi A8, which is basically an understated limo for low-profile captains of industry. As part of its back seat comfort package, Audi calls this a “rear relaxation seat with power footrest”, both of which are also heated. Note that only one relaxation seat is offered per vehicle, so couples’ messages are not possible for now.

  1. VISIBILITY WHEN CAR IS PARKED

Many manufacturers such Volkswagen and Skoda have introduced the side parking light in some of their models. In case you happen to park your car on a dark road and want to make it visible, just activate your parking lights. Activate them by turning the relevant indicator on, switching your car off as usual and then locking your car. With these, the light will be on one side of the car making it visible for other road users to see.

ALSO READ: 10 Cheapest 2018 Cars With Great Features

To know more about hidden features your car has, make sure you carry out systematic research on the car and you would be able to know all that it has.